Get Free Confidential Advice You Can Trust
At Safe House, we understand that financial difficulties can be overwhelming. In today's climate, many people struggle with the rising cost of living. We are here to offer support and guidance that is tailored to your needs.
Why choose us?
Confidential
Receive no-obligation advice in a safe and private environment.
Considerate
We will help you understand your options with empathy and care.
Convenient
We can arrange for a call-back at a time that suits you.
Why choose us?
Confidential
Receive no-obligation advice in a safe and private environment.
Considerate
We will help you understand your options with empathy and care.
Convenient
We can arrange for a call-back at a time that suits you.
What are your next steps?
You have taken the best next step by seeking information about managing your debt.
At Safe House, we are here to provide free advice to help you find the best way forward.
We offer practical tips and support to ease your burdens. Contact us now for free advice.
At times of debt and worry,
Safe House are here to help.
We can assist you in assessing your personal circumstances to see if making a quick sale of your property and freeing up funds to clear your debts is the best option available to you. This sale gives you the breathing space you need to regain control of your life.
Why Speak to Safe House?
Safe House help you sell fast – selling your house through an estate agent can take 6 – 9 months, this will mean you still have to cover your bills and your debt will increase.
Safe House help stop repossession - The repossession process will stop if you can prove you are selling your home. So, if you are struggling to afford the repayments it may be wise to sell your home quickly. This way you can cover the money you owe on the mortgage and you won’t end up with a home repossession on your credit report.
Selling your home yourself.
This puts you in control of the sale and helps you plan your move. It could help you clear your mortgage and arrears and pay off other debts. You could have money left to rent a home or for a deposit if you want to buy a new home.
Think carefully about:
how much it will cost to sell
the condition of your home, including the cost of any necessary repairs
possible debts if your home sells for less than you think it will
changes in the housing market that could affect how long a sale takes
Safe House can help with all the above, contact us now for advice.
You’re not alone.
Repossession is the end of the line and is often the result of a series of problems. None of us has a crystal ball, so when we take out a mortgage, we cannot know for sure what will happen during that period.
Losing a job, becoming seriously ill or ending a relationship could drastically alter anyone’s finances and leave mortgage repayments beyond your reach. At that point, your home can stop feeling like an asset and become more of a millstone around your neck.
For people in financial difficulty, it is important that they stay calm and realise that they aren’t powerless. It is possible to speak with experts and stop home repossession if you act quickly. For some people, it might be necessary to sell their home quickly and start out on the path towards a set of financial circumstances that are more attractive.
Avoiding repossession also allows you to avoid the unsavoury side effects. Mortgage lenders will, for example, ask the Council of Mortgage Lenders to check if you have ever had a house repossessed before agreeing to hand you money – meaning that it will affect your future prospects for home ownership. You might also have to appear before a county court and, if your home is sold by a mortgage lender and the incomings don’t cover your total debt then there’s a danger that it still won’t be the end of the road. That could even lead to bankruptcy or insolvency – another stain on your financial record that will hamper your attempts to recover.
Contact Safe House now for free advice on how we can help.
FAQs
-
Safe House can advise whether selling your home is the correct choice for you, to resolve your debt problems.
-
Contact one of our advisors on the number, or fill out our form and an advisor will give you a call. They will run through some questions with you to better understand your situation. They will advise you on different solutions that Safe House can help with. If your property is suitable they will make you an offer. If you accept the offer, you can sit back, relax and let us do the work.
-
The Safe House offer is the amount you will receive.
-
There are no fees, Safe House will pay your legal fees.
-
Sell your house through an estate agent and you might initially see more money, but it often dwindles due to lengthy sales processes lasting 6-9 months, leaving you with continued debt and worries about potential sale failures. With Safe House, you avoid these headaches and end up with more money without the stress of prolonged debts or sale uncertainties. Read more below.
-
No, if your property needs to be sold quickly, no one will know you have used our service, no ‘for sale’ boards will appear outside your home.
-
This might be the only option available to you, once we have assessed your personal situation, we would suggest this as a last resort.
Obligation Free Help & Advice.
What makes Safe House Unique?
| Timeline & Costs | Estate Agents | Safe House |
|---|---|---|
| Final Amount You Get | £77,675 | £85,000 |
| Timeline | Sold in 6-9 Months | Sold in as little as 7 Days |
| Advertised Price | £106,000 | N/A |
| Agreed Sale Price | £95,000 | £85,000 |
| Price After Agent Fees | £93,000 | £85,000 |
| Price After Legal Fees | £92,000 | £85,000 |
| Price After Utility Bills | £90,650 | £85,000 |
| Price After Council Tax | £89,300 | £85,000 |
| Price After Mortgage Costs | £86,675 | £85,000 |
| Price After 9 Months Debt Payments at £1000/ month | £77,675 | £85,000 |
As you can see, Safe House makes sure you get more from the sale of your house.